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| What is Credit History?
The Credit History is mainly the record of your debts. Every credit issuer now days build history of each customer so it can make a decision to issue credit cards or not. This history contains the behaviors of it's users, the loans taken, and how and when they have payed it back.
The Credit History is built on the way you use your credit card and when you pay your debt. This might be a critical issue when the credit card company decides to give you another card or not. If your late or miss your payment it would hurt your credit score and you might not get good offers until you don't fix it. | | | | |
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